Privacy Policy

 Rev Dec 2010

 

FACTS

 

WHAT DOES FIRST STATE BANK OF PORTER

 

DO WITH YOUR PERSONAL INFORMATION?

 

 

 

Why?

 

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 

 

 

What?

 

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

 

n        Social Security number and Date of Birth

 

n        Overdraft History and Account Balances

 

n        Credit History and Payment History

 

When you are no longer our customer, we continue to share your information as described in this notice.   

 

 

 

How?

 

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First State Bank of Porter chooses to share; and whether you can limit this sharing.

 

 

 

Reasons we can share your personal information

 

Does First State Bank of  Porter share?

 

Can you limit this sharing?

 

For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

 

Yes

 

No

 

For our marketing purposes—
to offer our products and services to you

 

Yes

 

No

 

For joint marketing with other financial companies

 

Yes

 

No

 

For our affiliates’ everyday business purposes—
information about your transactions and experiences

 

No

 

No

 

For our affiliates’ everyday business purposes—
information about your creditworthiness

 

No

 

No

 

For nonaffiliates to market to you

 

No

 

No

 

 

 

 

 

Questions?

 

Call 219-926-2136 or go to www.porterstatebank.com

 

 


 

 

Page 2

 

 

 

 

Who we are

 

Who is providing this notice?

 

First State Bank of Porter

 

 

 

What we do

 

How does First State Bank of Porter protect my personal information?

 

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.  We restrict access to personal information only to those employees who need to know it.

 

 

How does First State Bank of Porter    collect my personal information?

 

We collect your personal information, for example, when you

 

n        Open an Account  or  Deposit Money

 

n        Apply for a Loan  or  Give us your personal information

 

n        Use your Debit Card

 

We also collect your personal information from others, such as credit bureaus and other companies.

 

Why can’t I limit all sharing?

 

Federal law gives you the right to limit only

 

n        sharing for affiliates’ everyday business purposes—information about your creditworthiness

 

n        affiliates from using your information to market to you

 

n        sharing for nonaffiliates to market to you

 

State laws and individual companies may give you additional rights to limit sharing.

 

 

 

Definitions

 

Affiliates

 

Companies related by common ownership or control. They can be financial and nonfinancial companies.

 

n        First State Bank of Porter has no affiliates.

 

Nonaffiliates

 

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

 

n        We will not disclose your personal information to nonaffiliated third parties, except as permitted by law.

 

Joint marketing

 

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

 

n        Nonaffiliated companies we share with can include companies such as insurance companies, and other financial service companies.

 

 

 

Other important information

 

First State Bank of Porter does NOT sell our customers’ personal information.

 

 

 
NOTICE: FIRST STATE BANK OF PORTER. All Rights Reserved. Please read our Privacy Policy and Disclosures. Complete regulatory disclosures containing all terms, features and limitations are available at any branch location or can be obtained by telephone request by calling 219-926-2136.