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RatesSee our rate sheet below.

Rates on this Rate Sheet are effective from June 14th through June 20th, 2017

APY - Annual Percentage Yield. (This Rate Sheet may be used as an insert to our Truth-in-Savings Disclosure)

Traditional Certificates of Deposit (C.D.)
Term Min Balance to Open/Obtain APY Interest Rate APY
Term Tier 4 Tier 3 Tier 2 Tier 4 Tier 3 Tier 2 Tier 4 Tier 3 Tier 2
Jumbo C.D’s (Tier 1 Balance $100,000 or greater) Rates/APY. Subject to Early Withdrawal Penalty: A penalty may be imposed for early withdrawal. See disclosure for details.
6 Mos $1,000 $10,000 $25,000 0.30% 0.35% 0.40% 0.30% 0.35% 0.40%
1 Year $1,000 $10,000 $25,000 0.50% 0.55% 0.60% 0.50% 0.55% 0.60%
2 Year $1,000 $10,000 $25,000 0.80% 0.85% 0.90% 0.80% 0.85% 0.90%
3 Year $1,000 $10,000 $25,000 0.90% 0.95% 1.00% 0.90% 0.95% 1.00%
4 Year $1,000 $10,000 $25,000 1.10% 1.15% 1.20% 1.10% 1.15% 1.21%
2 Year Second Chance CD
Term Min Balance to Open/Obtain APY Interest Rate APY
2 Year $1,000 0.75% 0.75%
Individual Retirement Accounts I.R.A.)
Jumbo I.R.A.'s (balance $100,000 or greater) Rates/APY's available upon request. Subject to Early Withdrawal Penalty: A penalty may be imposed for early withdrawal. See disclosure for details.
182 Day $1,000 $1,000 .30% .30%
18 Month* $25 $25 .50% .50%
30 Month $500 $500 .85% .85%
48 Month $500 $500 1.10% 1.10%
Checking and Savings Accounts
*=Variable rate account. Rate may change after the account is opened.
We use the Daily Balance Computation Method to calculate interest in your account. This method applies a daily periodic rate to the principal in the account each day. The APY assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings.
Checking & Savings Accounts Minimum Balance to Open Obtain APY Int Rate APY
Money Market* $2,500 -0- .05% .05%
Health Savings Acct* $100 $1,000 .10% .10%
Elite Checking* $500 Tier 1 $1,000 - 9,999 .02% .02%
    Tier 2 $10,000 - 24,999 .04% .04%
    Tier 3 $25,000 - up .07% .07%
Everyday Svg.* $100 -0- .09% .09%
Jumbo Traditional Certficates of Deposit (C.D.)
Term/Type Min Balances to Open Acct. and Obtain APY/Tier 1 Interest Rate APY
6 Months $100,000 0.45% 0.45%
1 Year $100,000 0.65% 0.65%
2 Year $100,000 0.95% 0.95%
3 Year $100,000 1.05% 1.05%
4 Year $100,000 1.25% 1.26%
Second Chance $100,000 0.90% 0.90%
Jumbo Individual Retirement Accounts (I.R.A.)
* Variable rate account. Rate may change after account is opened.
Subject to Early Withdrawal Penalty: a penalty may be imposed for early withdrawal. See disclosure
We use the Daily Balance Computation Method to calculate interest in your account. This method applies a daily periodic rate to the principal in the account each day. The APY assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings.
182 Day IRA $100,000 0.45% 0.45%
18 Month – Variable* $100,000 0.65% 0.65%
30 Month $100,000 1.00% 1.00%
48 Month $100,000 1.25% 1.26%
Renewing No Penalty Certificates of Deposit
Balance Interest Rate A.P.Y.
Term Tier 4 Tier 3 Tier 2 Tier 1 Tier 4 Tier 3 Tier 2 Tier 1 Tier 4 Tier 3 Tier 2 Tier 1
7-31 Day $1,000 $10,000 $25,000 $100,000 0.05% 0.10% 0.15% 0.20% 0.05% 0.10% 0.15% 0.20%
91 Day $1,000 $10,000 $25,000 $100,000 0.05% 0.10% 0.15% 0.20% 0.05% 0.10% 0.15% 0.20%
182 Day $1,000 $10,000 $25,000 $100,000 0.20% 0.25% 0.30% 0.35% 0.20% 0.25% 0.30% 0.35%
1 Year $1,000 $10,000 $25,000 $100,000 0.27% 0.32% 0.37% 0.42% 0.27% 0.32% 0.37% 0.42%
2 Year $1,000 $10,000 $25,000 $100,000 0.37% 0.42% 0.47% 0.52% 0.37% 0.42% 0.47% 0.52%
3 Year $1,000 $10,000 $25,000 $100,000 0.47% 0.52% 0.57% 0.62% 0.47% 0.52% 0.57% 0.62%
4 Year $1,000 $10,000 $25,000 $100,000 0.52% 0.57% 0.62% 0.67% 0.52% 0.57% 0.62% 0.67%
First Mortgage/Refinance - Principal Residence
$400.00 Application fee due upon formal request
Rates subject to change without notice
Date of completed application & receipt of application fee locks rate.
15 Year Amortization with 10 Year Balloon APR/Interest Rate: 3.93%
15 Year Fully Amortized-Min Loan Amt $50,000.00 APR/Interest Rate: 3.97%
20 Year Amortization with 10 Year Balloon

APR/Interest Rate: 4.03%

30 Year Amortization with 10 Year Balloon

APR/Interest Rate: 4.18%

30 Year Fully Amortized-Min Loan Amt $80,000.00 APR/Interest Rate: 4.05%

HELOC-Home Sweet Equity

  • No Application Fees
  • No Closing Costs
  • 5 Year Draw / 10 Year Repayment
  • Rates starting at 4.25%
  • $50 Annual Fee