How to Protect Your Identity & Avoid Scams Online

close up programmer man hand typing on keyboard laptop for register data system or access password and writing configuration for protection with virtual interface of cyber security at operation room , concept

What are Online Scams?

Online scams can take a variety of forms and are constantly evolving alongside technology. But, the term itself refers to someone who uses online or social media platforms to take advantage of and steal a person’s identity. The scammer usually does this to seek financial gain.

For example, a cybercriminal could message a victim on Instagram claiming to be a representative from their bank. They may ask for valuable personal information in order to gain access to the victim’s finances.

Many times, these online scams are convincing, which can lead victims to giving away their information without thinking twice. Protecting your information against these scams is imperative for protecting your identity and finances.

How to Avoid Online Scams & Protect Your Identity

Do not share your personal information with anyone. Financial institutions, like Porter Bank, will never ask you for personal financial information like:

  • Username
  • Password
  • Security or Verification Code(s)

If you get a call from someone claiming to be Porter Bank, asking for the above information, hang up immediately. Then, contact the professionals at Porter Bank directly at 219-926-2136 to verify whether they contacted you.

Avoid clicking on suspicious links in texts and emails. This is a common phishing technique that can lead to identity theft and financial loss.

Monitor your personal banking & credit card statements for any suspicious purchases. Strange or unfamiliar purchases are red flags that your financial information has been compromised. When this happens, make sure you report suspicious purchases to Porter Bank right away.

Keeping your information safe, contacting the bank directly, and monitoring account statements are effective tactics that help you avoid scams and protect your identity from cybercriminals.

Porter Bank Helps with Identity Fraud

Porter Bank is an excellent resource when looking to avoid scams and keep your identity protected. Porter Bank helps in 3 ways:

  1. Identity theft protection services: By continually making investments in state-of-the-art online banking security, Porter Bank ensures the protection of every customer’s online information.
  2. Secure online banking: By offering convenient online banking without sacrificing protection, you can rest easy knowing your information and your finances are safe with Porter Bank.
  3. Well-Versed in Online Scams & How to Avoid Them: This means you can count on them to help you if you ever find yourself victim to a scam and aren’t sure what to do.

If you need help with identity fraud, contact Porter Bank. From reporting suspicious account activity to updating compromised account information, the team at Porter Bank is here to help.