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Home Mortgage & Personal Loans

Offering a Better Mortgage Experience…

At Porter Bank, we offer a wide range of financing options to help fit your personal goals. Whether purchasing your dream home or refinancing your existing mortgage, our experienced professionals will guide you through the entire loan process from start to finish, including assessing your needs, explaining your options, and finding the right solutions for your overall financial needs.

 

Mortgages

Porter Bank makes the entire mortgage loan process easy and convenient. You can apply online or in-person – and work with an experienced Mortgage Loan Officer (real person) to guide you through the process. We offer In-House Conventional Loans with competitive terms and rates. Secondary Market Mortgages financing for Higher LTV, VA, Adjustable Rate Mortgages & Investment Property Purchase, Refinance, & Rural Development Loan.

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Refinances

Looking to Refinance your Mortgage, to pay it off sooner or reduce your monthly payment? At Porter Bank you can refinance your home with the same rates and terms as our current traditional mortgages. Contact any one of our Mortgage Loan Officers to see if refinancing is right for you!

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Construction Loans

Wanting to build the home of your dreams? Combine the Construction and Permanent financing of your project. You qualify for the loan once, lock in your rate and sign all of the loan documents at one time. You have 12 months to complete the construction, during this period Interest is charged only on the funds that have been disbursed. When the construction is complete, the permanent loan begins. If that’s not the way you want to go Porter Bank offers a 12 month construction loan only. Contact one of our Mortgage Loan Officers to discuss our competitive terms and rates.

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Home Equity Line of Credit

Our HELOC, aptly named Home Sweet Equity, is a flexible convenient solution to your financing needs. By accessing the equity, you have in your home you can pay for the home improvements you’ve been dreaming of, make your life a little less stressed by consolidating some debt or take that much needed vacation now. Home Sweet Equity Line of Credit is the smart way to borrow! Porter Bank offers a product with competitive terms and rates, contact one of our Mortgage Loan Officers for more information or apply now.

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Home Equity Loans

Need to make a large purchase or pay for a large remodeling project? Here is another way to access the equity you have in your home; this loan allows you to borrow a fixed amount of money from the equity you have in your home. Porter Bank offers 5-10 year terms with a fixed interest rate and monthly payment.

 

 

Personal Loans


Personal & Auto Loans

Buying a new or used car, motorcycle, or boat, or need an unsecured loan for personal reasons? Porter Bank offers great rates and terms to meet your needs. Decisions are made quickly, and there are no fees to apply. Contact any of our Loan Officers for additional information.