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IRA Rates

Individual IRA Accounts

TermMin Balance to Open/Obtain APYInterest RateAPY*
182 Day $1,000 0.20% 0.20%
18 Month** $25 0.25% 0.25%
30 Month $500 0.35% 0.35%
48 Month $500 0.45% 0.45%

*APY=Annual Percentage Yield.  APY assumes Interest and Principal will remain on deposit until maturity.**Variable rate account, rate may change after account is opened.  Subject to Early Withdrawal Penalty, a penalty may be imposed for early withdrawals.
We use the Daily Balance Computation Method to calculate interest in your account. This method applies a daily periodic rate to the principal in the account each day. See Account Disclosure for full details. Balances over $100,000 see Jumbo IRA Rates. Subject to change at any time.
Rates and APY effective as of May 18, 2022.

Jumbo Individual Retirement Accounts

Term/TypeMin Balances to Open Acct. and Obtain APY/Tier 1Interest RateAPY*
182 Day IRA $100,000 0.30% 0.30%
18 Month – Variable** $100,000 0.35% 0.35%
30 Month $100,000 0.45% 0.45%
48 Month $100,000 0.55% 0.55%

*APY=Annual Percentage Yield.  APY assumes Interest and Principal will remain on deposit until maturity.**Variable rate account, rate may change after account is opened.  Subject to Early Withdrawal Penalty, a penalty may be imposed for early withdrawals.
We use the Daily Balance Computation Method to calculate interest in your account. This method applies a daily periodic rate to the principal in the account each day. See Account Disclosure for full details. Balances over $100,000 see Jumbo IRA Rates.
Rates and APY effective as of May 18, 2022. Subject to change at any time.