INVESTMENT CONCEPT
CD Rates
Traditional CD
| Term: 6 Mos | Min Balance to Open/Obtain APY | Interest Rate | APY* |
|---|---|---|---|
| Tier 4 | $1,000 | 0.15% | 0.15% |
| Tier 3 | $10,000 | 0.15% | 0.15% |
| Tier 2 | $25,000 | 0.15% | 0.15% |
| Term: 1 Year | Min Balance to Open/Obtain APY | Interest Rate | APY* |
|---|---|---|---|
| Tier 4 | $1,000 | 0.20% | 0.20% |
| Tier 3 | $10,000 | 0.20% | 0.20% |
| Tier 2 | $25,000 | 0.20% | 0.20% |
| Term: 2 Year | Min Balance to Open/Obtain APY | Interest Rate | APY* |
|---|---|---|---|
| Tier 4 | $1,000 | 0.25% | 0.25% |
| Tier 3 | $10,000 | 0.25% | 0.25% |
| Tier 2 | $25,000 | 0.25% | 0.25% |
| Term: 3 Year | Min Balance to Open/Obtain APY | Interest Rate | APY* |
|---|---|---|---|
| Tier 4 | $1,000 | 0.30% | 0.30% |
| Tier 3 | $10,000 | 0.30% | 0.30% |
| Tier 2 | $25,000 | 0.30% | 0.30% |
| Term: 4 Year | Min Balance to Open/Obtain APY | Interest Rate | APY* |
|---|---|---|---|
| Tier 4 | $1,000 | 0.35% | 0.35% |
| Tier 3 | $10,000 | 0.35% | 0.35% |
| Tier 2 | $25,000 | 0.35% | 0.35% |
*APY=Annual Percentage Yield. APY assumes Interest and Principal will remain on deposit until Maturity. Rates are subject to change. Subject to Early Withdrawal Penalty: a penalty may be imposed for early withdrawal. See Account Disclosure for full details. Tier 1 Balances over $100,000 see Jumbo CD Rates. Rates and APY effective as of October 13, 2021.
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2 Year 2nd Chance
| Term | Min Balance to Open/Obtain APY | Interest Rate | APY* |
|---|---|---|---|
| 2 Year | $1,000 | 0.22% | 0.22% |
*APY=Annual Percentage Yield. APY assumes Interest and Principal will remain on deposit until Maturity. Rates are subject to change. Subject to Early Withdrawal Penalty: a penalty may be imposed for early withdrawal. See Account Disclosure for full details. Balances over $100,000 see Jumbo CD Rates. Rates and APY effective as of October 13, 2021.
Jumbo Traditional CD
| Term/Type | Min Balances to Open Acct. and Obtain APY/Tier 1 | Interest Rate | APY* |
|---|---|---|---|
| 6 Months | $100,000 | 0.25% | 0.25% |
| 1 Year | $100,000 | 0.30% | 0.30% |
| 2 Year | $100,000 | 0.35% | 0.35% |
| 3 Year | $100,000 | 0.40% | 0.40% |
| 4 Year | $100,000 | 0.45% | 0.45% |
| Second Chance | $100,000 | 0.32% | 0.32% |
*APY=Annual Percentage Yield. APY assumes Interest and Principal will remain on deposit until Maturity.
Subject to Early Withdrawal Penalty: a penalty may be imposed for early withdrawal. See Account Disclosure for full details. Rates and APY effective as of October 13, 2021. Subject to change at any time.
Renewing No- Penalty CDs
| Term: 91 Day | Balance | Interest Rate | A.P.Y. |
|---|---|---|---|
| Tier 4 | $1,000 | 0.05% | 0.05% |
| Tier 3 | $10,000 | 0.05% | 0.05% |
| Tier 2 | $25,000 | 0.05% | 0.05% |
| Tier 1 | $100,000 | 0.15% | 0.15% |
| Term: 182 Day | Balance | Interest Rate | A.P.Y. |
|---|---|---|---|
| Tier 4 | $1,000 | 0.07% | 0.07% |
| Tier 3 | $10,000 | 0.07% | 0.07% |
| Tier 2 | $25,000 | 0.07% | 0.07% |
| Tier 1 | $100,000 | 0.17% | 0.17% |
| Term: 1 Year | Balance | Interest Rate | A.P.Y. |
|---|---|---|---|
| Tier 4 | $1,000 | 0.10% | 0.10% |
| Tier 3 | $10,000 | 0.10% | 0.10% |
| Tier 2 | $25,000 | 0.10% | 0.10% |
| Tier 1 | $100,000 | 0.20% | 0.20% |
| Term: 2 Year | Balance | Interest Rate | A.P.Y. |
|---|---|---|---|
| Tier 4 | $1,000 | 0.13% | 0.13% |
| Tier 3 | $10,000 | 0.13% | 0.13% |
| Tier 2 | $25,000 | 0.13% | 0.13% |
| Tier 1 | $100,000 | 0.23% | 0.23% |
| Term: 3 Year | Balance | Interest Rate | A.P.Y. |
|---|---|---|---|
| Tier 4 | $1,000 | 0.15% | 0.15% |
| Tier 3 | $10,000 | 0.15% | 0.15% |
| Tier 2 | $25,000 | 0.15% | 0.15% |
| Tier 1 | $100,000 | 0.25% | 0.25% |
| Term: 4 Year | Balance | Interest Rate | A.P.Y. |
|---|---|---|---|
| Tier 4 | $1,000 | 0.17% | 0.17% |
| Tier 3 | $10,000 | 0.17% | 0.17% |
| Tier 2 | $25,000 | 0.17% | 0.17% |
| Tier 1 | $100,000 | 0.27% | 0.27% |
*APY=Annual Percentage Yield. APY assumes Interest and Principal will remain on deposit until Maturity. Rates are subject to change. See Account Disclosure for full details. Rates and APY effective as of October 13, 2021.