Close up of two unrecognizable men shaking hands on a meeting in the office.

Business Loan Products

Providing the Funds Your Business Needs When You Need Them

Commercial Loan Products

  • Construction Loans
  • Commercial Mortgages
  • Letters of Credit
  • Subdivision Development
  • Lines of Credit
  • Small Business Administration (SBA) Loans
  • Commercial Term & Installment Loans
  • Municipal Loans & Leases


Business Credit Cards

Make all of your purchases easy and secure, in person and online with our Business Visa Credit Card. Simplify your everyday purchases, track your transactions online through, and feel confidently covered by Visa’s Zero Liability Fraud Protection. Our credit cards come equipped with: personalized service, fraud alert texts, secure purchasing – EMV and mobile-ready, and optional rewards programs.

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Customized Loan Solutions

Our Business Development Officers will take the time to find the loan that works best for you. You’ll never feel rushed or unwelcomed, and you’ll never be just another number to us. At Porter Bank, you are family, and it is our pleasure to serve you.


Competitive Rates & Personalized Service

Our rates will always be competitive and our experienced professionals will personally assist you through each step of the way. Contact any of our Business Development Officers with your questions!


On-Site Control

Decisions on all loan applications are not made by computer programs, they are made by our experienced lending staff who will consider your individual loan request and offer the best rates and features for you! Here at Porter Bank your loan will never be sold. We originate and service all of our loans. You will have peace of mind knowing that if you ever have any issues, you will deal with our competent staff regarding payments, interest paid, anything!


Loan Officers

portrait of CLO Jeff Spencer
Jeff Spencer, NMLS#856188

Chief Lending Officer
219-926-2136, x1210,

Extensive career background in the banking industry, Jeff joined Porter bank in 2011. Knowledge of the Porter County market, coupled with his desire to help individuals meet their financial goals in the most optimal way, Jeff has been successful at helping identify which real estate markets clients would be best suited. With his diverse background on both the retail and lending areas. Jeff is an excellent resource for assisting customers with their overall banking relationship.

portrait of Sheri Zimmer

Chesterton Branch Manager & Business Development Officer
219-926-4422, x1400,

Sheri came to Porter Bank in 2009 with 30 years of experience in Commercial Lending and Retail Management. Adding to her role as a lender, in 2013 she also assumed the role of Branch Manager of the Chesterton Office. She is known to many throughout the community as “my banker” for the positive impact she has had on her clients. She’s a valuable asset to Porter Bank and to all whom she encounters.

portrait of Dana Hopkins

Consumer Loan Officer & Construction Loan Specialist
219-926-2136, x1211,

After many years as a loan originator, Dana joined the Porter Bank Loan Department in 2006. She comes equipped with extensive knowledge of the loan industry, including multiple years of construction lending, consumer loans and mortgages. Dana’s customer-first philosophy and attention to detail make her a valuable asset to Porter Bank.

Portrait of Nikki Grabelle

Mortgage Loan Specialist
219-926-2136, x1214,

Nikki joined the Porter Bank Team in 2016. With her prior position as a Loan Processor and her experience in the construction industry and title insurance she is well versed in mortgage lending. Her professional and friendly attitude make working with her during one of your most important financial transactions a pleasant experience. In-person and online applications available!