piggy bank

CD Rates

13 Month C.D. Special

Minimum BalanceAnnual Percentage Yield / APY*
$1,000.00 .35%
$10,000.00 .40%
$25,000.00 .45%
$100,000.00 .50%

13 Month CD: Minimum Balance to Open is $1,000.00. Available to new C.D. accounts opened; not to renewing accounts. The 13-Month CD will automatically renew in 1 Year intervals earning the then current APY and terms of the Traditional 12-Month/One Year CD. *APY assumes principal and interest will remain on deposit for the term of the certificate and quarterly compounding. Early withdrawal will reduce earnings and is subject to penalty. Early withdrawal Penalty is 3 months interest. 

Interest Rates / APYs available as of September 30, 2020. Subject to Change at any time.

See Disclosure for full terms. Cannot be combined with any other offer or rate enhancements. Available to consumer accounts. No brokered deposits or Public Funds. Maximum Deposit $250,000.00.

Call us or come in for details – (219) 926-2136 / (219) 926-4422 / (219) 874-342

Traditional CD

Term: 6 MosMin Balance to Open/Obtain APY Interest Rate APY*
Tier 4 $1,000 0.15% 0.15%
Tier 3 $10,000 0.20% 0.20%
Tier 2 $25,000 0.25% 0.25%
Term: 1 YearMin Balance to Open/Obtain APY Interest Rate APY*
Tier 4 $1,000 0.25% 0.25%
Tier 3 $10,000 0.30% 0.30%
Tier 2 $25,000 0.35% 0.35%
Term: 2 YearMin Balance to Open/Obtain APY Interest Rate APY*
Tier 4 $1,000 0.40% 0.40%
Tier 3 $10,000 0.45% 0.45%
Tier 2 $25,000 0.50% 0.50%
Term: 3 YearMin Balance to Open/Obtain APY Interest Rate APY*
Tier 4 $1,000 0.50% 0.50%
Tier 3 $10,000 0.55% 0.55%
Tier 2 $25,000 0.60% 0.60%
Term: 4 YearMin Balance to Open/Obtain APY Interest Rate APY*
Tier 4 $1,000 0.60% 0.60%
Tier 3 $10,000 0.65% 0.65%
Tier 2 $25,000 0.70% 0.70%

*APY=Annual Percentage Yield.  APY assumes Interest and Principal will remain on deposit until Maturity.  Rates are subject to change.
Subject to Early Withdrawal Penalty: a penalty may be imposed for early withdrawal.  See Account Disclosure for full details.
Tier 1 Balances over $100,000 see Jumbo CD Rates.
Rates and APY effective as of September 30, 2020.

2 Year 2nd Chance

TermMin Balance to Open/Obtain APYInterest RateAPY*
2 Year $1,000 0.30% 0.30%

*APY=Annual Percentage Yield.  APY assumes Interest and Principal will remain on deposit until Maturity.  Rates are subject to change.
Subject to Early Withdrawal Penalty: a penalty may be imposed for early withdrawal.  See Account Disclosure for full details. Balances over $100,000 see Jumbo CD Rates
Rates and APY effective as of September 30, 2020.

Jumbo Traditional CD

Term/TypeMin Balances to Open Acct. and Obtain APY/Tier 1Interest RateAPY*
6 Months $100,000 0.30% 0.30%
1 Year $100,000 0.40% 0.40%
2 Year $100,000 0.55% 0.55%
3 Year $100,000 0.65% 0.65%
4 Year $100,000 0.75% 0.75%
Second Chance $100,000 0.45% 0.45%

*APY=Annual Percentage Yield.  APY assumes Interest and Principal will remain on deposit until Maturity.
Subject to Early Withdrawal Penalty: a penalty may be imposed for early withdrawal.  See Account Disclosure for full details.
Rates and APY effective as of September 30, 2020.

Renewing No- Penalty CDs

Term: 91 DayBalance Interest Rate A.P.Y.
Tier 4 $1,000 0.05% 0.05%
Tier 3 $10,000 0.10% 0.10%
Tier 2 $25,000 0.15% 0.15%
Tier 1 $100,000 0.20% 0.20%
Term: 182 DayBalance Interest Rate A.P.Y.
Tier 4 $1,000 0.20% 0.20%
Tier 3 $10,000 0.25% 0.25%
Tier 2 $25,000 0.30% 0.30%
Tier 1 $100,000 0.35% 0.35%
Term: 1 YearBalance Interest Rate A.P.Y.
Tier 4 $1,000 0.30% 0.30%
Tier 3 $10,000 0.35% 0.35%
Tier 2 $25,000 0.40% 0.40%
Tier 1 $100,000 0.45% 0.45%
Term: 2 YearBalance Interest Rate A.P.Y.
Tier 4 $1,000 0.35% 0.35%
Tier 3 $10,000 0.40% 0.40%
Tier 2 $25,000 0.45% 0.45%
Tier 1 $100,000 0.50% 0.50%
Term: 3 YearBalance Interest Rate A.P.Y.
Tier 4 $1,000 0.40% 0.40%
Tier 3 $10,000 0.45% 0.45%
Tier 2 $25,000 0.50% 0.50%
Tier 1 $100,000 0.55% 0.55%
Term: 4 YearBalance Interest Rate A.P.Y.
Tier 4 $1,000 0.45% 0.45%
Tier 3 $10,000 0.50% 0.50%
Tier 2 $25,000 0.55% 0.55%
Tier 1 $100,000 0.60% 0.60%

*APY=Annual Percentage Yield.  APY assumes Interest and Principal will remain on deposit until Maturity.  Rates are subject to change.
See Account Disclosure for full details.  Rates and APY effective as of September 30, 2020.