piggy bank

CD Rates

Traditional CD

Term: 6 MosMin Balance to Open/Obtain APY Interest Rate APY*
Tier 4 $1,000 0.15% 0.15%
Tier 3 $10,000 0.15% 0.15%
Tier 2 $25,000 0.15% 0.15%
Term: 1 YearMin Balance to Open/Obtain APY Interest Rate APY*
Tier 4 $1,000 0.25% 0.25%
Tier 3 $10,000 0.25% 0.25%
Tier 2 $25,000 0.25% 0.25%
Term: 2 YearMin Balance to Open/Obtain APY Interest Rate APY*
Tier 4 $1,000 0.30% 0.30%
Tier 3 $10,000 0.30% 0.30%
Tier 2 $25,000 0.30% 0.30%
Term: 3 YearMin Balance to Open/Obtain APY Interest Rate APY*
Tier 4 $1,000 0.40% 0.40%
Tier 3 $10,000 0.40% 0.40%
Tier 2 $25,000 0.40% 0.40%
Term: 4 YearMin Balance to Open/Obtain APY Interest Rate APY*
Tier 4 $1,000 0.50% 0.50%
Tier 3 $10,000 0.50% 0.50%
Tier 2 $25,000 0.50% 0.50%

*APY=Annual Percentage Yield.  APY assumes Interest and Principal will remain on deposit until Maturity.  Rates are subject to change.
Subject to Early Withdrawal Penalty: a penalty may be imposed for early withdrawal.  See Account Disclosure for full details.
Tier 1 Balances over $100,000 see Jumbo CD Rates.
Rates and APY effective as of December 2, 2020. 

Call us for more details – (219) 926-2136 / (219) 926-4422 / (219) 874-342

2 Year 2nd Chance

TermMin Balance to Open/Obtain APYInterest RateAPY*
2 Year $1,000 0.27% 0.27%

*APY=Annual Percentage Yield.  APY assumes Interest and Principal will remain on deposit until Maturity.  Rates are subject to change.
Subject to Early Withdrawal Penalty: a penalty may be imposed for early withdrawal.  See Account Disclosure for full details. Balances over $100,000 see Jumbo CD Rates
Rates and APY effective as of December 2, 2020.  

Jumbo Traditional CD

Term/TypeMin Balances to Open Acct. and Obtain APY/Tier 1Interest RateAPY*
6 Months $100,000 0.25% 0.25%
1 Year $100,000 0.35% 0.35%
2 Year $100,000 0.40% 0.40%
3 Year $100,000 0.50% 0.50%
4 Year $100,000 0.60% 0.60%
Second Chance $100,000 0.37% 0.37%

*APY=Annual Percentage Yield.  APY assumes Interest and Principal will remain on deposit until Maturity.
Subject to Early Withdrawal Penalty: a penalty may be imposed for early withdrawal.  See Account Disclosure for full details.
Rates and APY effective as of December 2, 2020. 

Renewing No- Penalty CDs

Term: 91 DayBalance Interest Rate A.P.Y.
Tier 4 $1,000 0.05% 0.05%
Tier 3 $10,000 0.05% 0.05%
Tier 2 $25,000 0.05% 0.05%
Tier 1 $100,000 0.15% 0.15%
Term: 182 DayBalance Interest Rate A.P.Y.
Tier 4 $1,000 0.10% 0.10%
Tier 3 $10,000 0.10% 0.10%
Tier 2 $25,000 0.10% 0.10%
Tier 1 $100,000 0.20% 0.20%
Term: 1 YearBalance Interest Rate A.P.Y.
Tier 4 $1,000 0.15% 0.15%
Tier 3 $10,000 0.15% 0.15%
Tier 2 $25,000 0.15% 0.15%
Tier 1 $100,000 0.25% 0.25%
Term: 2 YearBalance Interest Rate A.P.Y.
Tier 4 $1,000 0.20% 0.20%
Tier 3 $10,000 0.20% 0.20%
Tier 2 $25,000 0.20% 0.20%
Tier 1 $100,000 0.30% 0.30%
Term: 3 YearBalance Interest Rate A.P.Y.
Tier 4 $1,000 0.25% 0.25%
Tier 3 $10,000 0.25% 0.25%
Tier 2 $25,000 0.25% 0.25%
Tier 1 $100,000 0.35% 0.35%
Term: 4 YearBalance Interest Rate A.P.Y.
Tier 4 $1,000 0.30% 0.30%
Tier 3 $10,000 0.30% 0.30%
Tier 2 $25,000 0.30% 0.30%
Tier 1 $100,000 0.40% 0.40%

*APY=Annual Percentage Yield.  APY assumes Interest and Principal will remain on deposit until Maturity.  Rates are subject to change.
See Account Disclosure for full details.  Rates and APY effective as of December 2, 2020.