piggy bank

IRA Rates

Individual IRA Accounts

TermMin Balance to Open/Obtain APYInterest RateAPY*
182 Day $1,000 0.25% 0.25%
18 Month** $25 0.45% 0.45%
30 Month $500 0.65% 0.65%
48 Month $500 0.75% 0.75%

*APY=Annual Percentage Yield.  APY assumes Interest and Principal will remain on deposit until maturity.**Variable rate account, rate may change after account is opened.  Subject to Early Withdrawal Penalty, a penalty may be imposed for early withdrawals.
We use the Daily Balance Computation Method to calculate interest in your account. This method applies a daily periodic rate to the principal in the account each day. See Account Disclosure for full details. Balances over $100,000 see Jumbo IRA Rates
Rates and APY effective as of  September 30, 2020.

Jumbo Individual Retirement Accounts

Term/TypeMin Balances to Open Acct. and Obtain APY/Tier 1Interest RateAPY*
182 Day IRA $100,000 0.40% 0.40%
18 Month – Variable** $100,000 0.60% 0.60%
30 Month $100,000 0.80% 0.80%
48 Month $100,000 0.90% 0.90%

*APY=Annual Percentage Yield.  APY assumes Interest and Principal will remain on deposit until maturity.**Variable rate account, rate may change after account is opened.  Subject to Early Withdrawal Penalty, a penalty may be imposed for early withdrawals.
We use the Daily Balance Computation Method to calculate interest in your account. This method applies a daily periodic rate to the principal in the account each day. See Account Disclosure for full details. Balances over $100,000 see Jumbo IRA Rates
Rates and APY effective as of September 30, 2020.