piggy bank
IRA Rates
Individual IRA Accounts
| Term | Min Balance to Open/Obtain APY | Interest Rate | APY* |
|---|---|---|---|
| 182 Day | $1,000 | 0.25% | 0.25% |
| 18 Month** | $25 | 0.45% | 0.45% |
| 30 Month | $500 | 0.65% | 0.65% |
| 48 Month | $500 | 0.75% | 0.75% |
*APY=Annual Percentage Yield. APY assumes Interest and Principal will remain on deposit until maturity.**Variable rate account, rate may change after account is opened. Subject to Early Withdrawal Penalty, a penalty may be imposed for early withdrawals.
We use the Daily Balance Computation Method to calculate interest in your account. This method applies a daily periodic rate to the principal in the account each day. See Account Disclosure for full details. Balances over $100,000 see Jumbo IRA Rates
Rates and APY effective as of September 30, 2020.
Jumbo Individual Retirement Accounts
| Term/Type | Min Balances to Open Acct. and Obtain APY/Tier 1 | Interest Rate | APY* |
|---|---|---|---|
| 182 Day IRA | $100,000 | 0.40% | 0.40% |
| 18 Month – Variable** | $100,000 | 0.60% | 0.60% |
| 30 Month | $100,000 | 0.80% | 0.80% |
| 48 Month | $100,000 | 0.90% | 0.90% |
*APY=Annual Percentage Yield. APY assumes Interest and Principal will remain on deposit until maturity.**Variable rate account, rate may change after account is opened. Subject to Early Withdrawal Penalty, a penalty may be imposed for early withdrawals.
We use the Daily Balance Computation Method to calculate interest in your account. This method applies a daily periodic rate to the principal in the account each day. See Account Disclosure for full details. Balances over $100,000 see Jumbo IRA Rates
Rates and APY effective as of September 30, 2020.