Individual IRA Accounts
| Term | Min Balance to Open/Obtain APY | Interest Rate | APY* |
|---|---|---|---|
Term 182 Day | Min Balance to Open/Obtain APY $1,000 | Interest Rate 0.20% | APY* 0.20% |
Term 18 Month** | Min Balance to Open/Obtain APY $25 | Interest Rate 0.25% | APY* 0.25% |
Term 30 Month | Min Balance to Open/Obtain APY $500 | Interest Rate 0.35% | APY* 0.35% |
Term 48 Month | Min Balance to Open/Obtain APY $500 | Interest Rate 0.45% | APY* 0.45% |